Life is Like Blackjack

Steven Ernie Olsen
7 min readDec 16, 2023

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In the grand casino of life, each one of us is a player at a blackjack table, dealt a unique hand of cards. The game of blackjack, often known as 21, is not only a game of chance but also one of strategy, skill, and foresight. It is a game where decisions matter, risks can be calculated, and the unexpected can turn the tables in a moment’s notice. These very elements of blackjack resonate deeply with the journey of life. In this game, as in life, we play with the cards we are dealt, make strategic choices, calculate risks, and adapt to ever-changing circumstances. In this article, we will explore how the principles of blackjack can be metaphorically applied to life’s myriad challenges and decisions, showing us that perhaps, in more ways than one, life truly is like a game of blackjack.

Understanding the Rules of the Game

The first step to mastering blackjack, as with any game, is to understand its rules. In blackjack, the primary goal is to beat the dealer’s hand without exceeding 21 points. Each player is dealt two cards, and the sum of these cards’ values determines their hand. The players then decide whether to ‘hit’ (take another card), ‘stand’ (keep their current hand), ‘split’ (divide a pair into two separate hands), or ‘double down’ (double the bet for one more card). The dealer plays after all players have made their moves, but with fixed rules dictating their actions.

Life, in many ways, is akin to understanding and navigating the rules of blackjack. Just as in the game, where knowing when to hit or stand can be crucial, in life, understanding the ‘rules’ — or societal norms, personal values, and laws — is fundamental to making informed decisions. These rules in life guide us, offering a framework within which we operate, make choices, and strategize our next move. However, unlike blackjack, where the rules are clear and unchanging, the rules of life can be more ambiguous, subjective, and prone to change. This complexity adds depth to our decisions, just as the variety of choices in blackjack makes it a game not just of luck, but of skillful consideration.

Assessing Your Hand: Decision Making in Life

In blackjack, a critical moment comes when a player assesses their hand in relation to the dealer’s visible card. This assessment isn’t just about the numbers; it’s about understanding the potential risks and opportunities presented. A player with a low-value hand might take a chance and ‘hit’, hoping for a card that brings them closer to 21 without busting. Conversely, with a strong hand, they might choose to ‘stand’, minimizing the risk of going over 21.

Life mirrors this scenario. We are often faced with situations where we must assess our current position — our ‘hand’ — against the uncertainties and possibilities of our ‘environment’ — akin to the dealer’s card. This might be deciding whether to pursue a new job opportunity, considering a major life change, or weighing the pros and cons of a significant investment. Just as in blackjack, these decisions in life require a careful evaluation of the current situation, potential outcomes, and personal goals.

The Risk-Reward Equation

In blackjack, every decision to hit, stand, split, or double down is a balance between risk and reward. A player must consider the risk of busting against the potential reward of getting closer to 21 and beating the dealer. This equation is never static; it changes with each card dealt, and a successful player knows how to pivot their strategy accordingly.

Similarly, life is full of risk-reward calculations. Whether it’s in our careers, relationships, or personal growth, we’re constantly weighing the potential benefits of a decision against its risks. Should we stay in a comfortable but unfulfilling job, or risk security for a potentially more rewarding opportunity? Do we invest time and emotional energy into a new relationship? Like the game of blackjack, these decisions in life are not just about the immediate outcome but also about setting ourselves up for future success. Understanding and managing this delicate balance is key to both winning at blackjack and navigating life’s myriad choices effectively.

Adapting to Change

In the game of blackjack, the situation on the table can change rapidly with each new card. Players must be adept at adapting their strategies to these changes. For example, a player might initially plan to stand, but if subsequent cards turn the odds in their favor, they might choose to hit instead. This flexibility and readiness to adjust to new information is crucial for success in blackjack.

Life, too, is dynamic and ever-changing. Our plans and strategies often need to be re-evaluated and adjusted in response to life’s unexpected turns. Be it a sudden job opportunity, an unforeseen challenge, or a change in personal circumstances, the ability to adapt is a vital life skill. Just as in blackjack, where rigid adherence to a single strategy can lead to failure, in life, flexibility and openness to change can open doors to new possibilities and paths to success.

The Art of Counting and Memory

Card counting in blackjack is a strategy used by some players to track which cards have been played and which remain in the deck. This technique, which relies heavily on memory and attention to detail, can significantly increase the odds of winning. While not applicable in all forms of blackjack, it represents the importance of being aware of the past to make better decisions in the present.

In life, our past experiences and memories play a similar role. Learning from past successes and failures helps us make more informed decisions. Just as a blackjack player remembers which cards have appeared to predict future outcomes, we draw on our history to navigate future challenges and opportunities. This doesn’t mean living in the past, but rather using past experiences as a valuable resource to guide present decisions. Remembering past lessons, much like card counting, can tilt life’s odds in our favor.

Knowing When to Quit

A crucial aspect of playing blackjack is knowing when to walk away from the table. This decision isn’t just about cutting losses; it’s about recognizing when continuing to play is no longer beneficial or enjoyable. Experienced players understand that not every session will end in profit, and the wisdom lies in minimizing losses and preserving the resources for future games.

In life, this principle translates into recognizing when a certain path, relationship, or pursuit is no longer serving our best interests. It’s about understanding that perseverance is valuable, but not when it leads to detrimental outcomes. Knowing when to quit — be it a job, a toxic relationship, or an unfruitive endeavor — is a sign of strength and self-awareness. It involves acknowledging that our efforts might be better invested elsewhere, and that sometimes, the bravest decision we can make is to let go and move on.

The Role of Chance

Blackjack, despite all the strategies and skills involved, is a game that is fundamentally influenced by chance. The next card drawn is always a matter of luck, regardless of the player’s expertise. This element of unpredictability is what makes the game exciting, but also what makes it risky.

Similarly, life is full of uncertainties and factors beyond our control. We can make the most strategic plans, but chance will always play a role in how things unfold. Whether it’s an unexpected opportunity or an unforeseen obstacle, life, like blackjack, is unpredictable. Embracing this reality helps us to be more resilient and adaptable. It teaches us to enjoy the journey and learn from the experiences, regardless of the outcome. Understanding and accepting the role of chance can make us more open to experiences, more adaptable to change, and more resilient in the face of adversity.

Playing with Others: Social Dynamics

In blackjack, players often find themselves at a table with others. While each player competes against the dealer individually, there’s a shared experience among the players. The choices of one player can sometimes influence the game for others. This dynamic requires not only an understanding of the game but also an awareness of the social environment and interpersonal interactions.

Life, too, is a shared experience where our actions impact those around us. Whether it’s in a family, a workplace, or within a community, our decisions often affect more than just ourselves. Just like at the blackjack table, where a sense of camaraderie or competition can develop among players, life is full of complex social dynamics. Understanding and navigating these relationships, empathizing with others, and recognizing the impact of our actions on the broader community are essential skills for harmonious and successful coexistence.

In many ways, life really is like a game of blackjack. It requires an understanding of the rules, strategic decision-making, balancing risks with rewards, adapting to change, learning from the past, knowing when to walk away, and dealing with the element of chance. Moreover, just as in blackjack, life is played out alongside others, with our actions influencing and being influenced by those around us.

Through this exploration, it’s clear that the strategies and mindsets we apply in blackjack can offer valuable insights into navigating the complexities of life. Whether we’re assessing our hand, calculating risks, or making choices that affect ourselves and others, the principles of this classic card game can serve as a guide.

So, the next time you find yourself at life’s crossroads, uncertain of which path to choose or how to respond to a challenge, remember the game of blackjack. Embrace the strategies, learn from the experiences, and most importantly, enjoy the game — because, in the end, life, like blackjack, is a mix of skill, strategy, and a bit of luck.

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Steven Ernie Olsen
Steven Ernie Olsen

Written by Steven Ernie Olsen

Hi I'm Steven Ernie Olsen. I'm an Aucklander born and bred, and I write about the real Auckland, the things that make the city tick.

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